*Heed warnings. Although some natural disasters, such as earthquakes, strike suddenly, many can be anticipated. Flood, tornado, tsunami, and hurricane warnings are often delivered by websites or local television news stations, thus it is useful to regularly check these mediums when weather starts to get a little fickle. Additionally, with the rise of technology, extreme weather warnings are now often delivered directly to your cell phone, making it easier to stay up-to-date on what Mother Nature has planned. In any case, if you are notified of extreme weather in your area, take precautions and follow all instructions about evacuations and avoid dangerous areas and activities.
*Keep a basic survival kit on hand. Because most adults spend their days in a variety of locations, shuffling between working, driving, and home-life, it is wise to have a few survival kits: one for the car, one for the desk, and one for the home. First aid items–such as medications, pain relievers, bandages, antiseptic wipes, and ointments–a flash light, extra batteries, matches, a whistle, a mask, tape, local maps, garbage bags, moist novelettes, a manual can opener, a cell phone charger, and a battery powered or hand cranked radio.
*Store a surplus of non-perishable food and water in a secure and easily accessible place in your home, workplace, and car.
Among the many devastating effects of a natural disaster, financial hardships often occur. While the government provides assistance for the victims of natural disasters, these victims are still among the most susceptible to filing bankruptcy. To ensure your financial health post-disaster, check your insurance policies to make sure that your home, car, and health are protected. Additionally, it is important to plan ahead for unexpected costs by maintaining a regular savings account. In cases where there are no other financial options, taking out a short-term online payday loans or cash advance may be an option.